Additionally, the typical person runs into a lot of miscellaneous costs that tend to add up. Your budget is missing several typical categories, like entertainment, car maintenance and repair, clothes, and medical expenses. Since my take home is $3,300 a month, this leaves me with $105 extra to do whatever with. So what do you think? Does this breakdown seem accurate? Since my take home is $3,300 a month, this leaves me with $105 extra to do whatever with.Īlso, I currently do not have a car payment, but I just added that in anyways because I figured that I will need a new car eventually when my current one gets too old and $300 seems to be about what the average car payment is. Rent: $1,300 a month (this is the average for a 1 bedroom in my area)Ĥ01k (at 6% of pretax pay per paycheck): $265 So here's the breakdown, tell me what you think and if I am overestimating some things or what not. I'm 29, I'll be making 32 an hour and after taxes my take home pay will be roughly $3,300 a month. So I've been working on a monthly budget for when I move and with my new job with higher pay. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
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